Shawn Jaffer is a Texas consumer protection attorney who leads Texas Debt Law, a law firm that defends Texans who are sued by credit card companies, debt buyers, collection agencies and lenders. He has handled thousands of debt collection lawsuits in Texas, helping clients win dismissals and significant reductions in what they owe.
He represents people across the state in consumer debt defense, post-judgment settlement and Fair Debt Collection Practices Act (FDCPA) claims, and defends Texas businesses and their owners in business debt lawsuits.
Call or text (214) 945-0000 or start a free case review.
Education
- Juris Doctor, Emory University School of Law, Atlanta, Georgia
- Master's degree in Finance, Northeastern University, Boston, Massachusetts
- Bachelor's degree in Economics, Georgia State University
A finance background, put to work for consumers
Before becoming a lawyer, Shawn built a career in finance. That background shapes how he defends debt lawsuits: he reads account statements, interest and fee calculations, and the paperwork debt buyers use to claim they own an account the way a finance professional does — looking for balances that don't add up, charges that weren't allowed, and gaps in the chain of ownership.
Many debt lawsuits are filed on thin evidence and won by default because the person sued never answers. Shawn's approach is to make the plaintiff prove its case: file an answer on time, demand the documents, raise every defense that applies — including the statute of limitations — and negotiate from a position of strength when settling is in the client's interest.
What Shawn handles
- Debt lawsuit defense — credit card, personal loan, auto deficiency and medical debt lawsuits in justice, county and district courts
- Post-judgment settlement — resolving judgments and challenging default judgments
- FDCPA and Texas Debt Collection Act claims — holding abusive collectors accountable
- Business debt defense — lawsuits against Texas businesses and their owners
Shawn also founded FCRA Attorneys, a firm that helps people fix credit report and background check errors under the Fair Credit Reporting Act.
How Texas Debt Law works with you
- Free case review — tell us about the lawsuit and an attorney reviews it with no obligation.
- One flat fee based on the amount of the lawsuit, starting at $400, with payment plans — no hourly billing.
- Statewide — from the Principal Office in Frisco, the firm represents clients across Texas, often without the client needing to appear in court.
- Hablamos español — the firm serves Spanish-speaking clients.
Contact Shawn Jaffer
Texas Debt Law
7700 Preston Rd, Ste. 703Frisco, Texas 75034Call or text (214) 945-0000
If you have been sued for a debt, the deadline to answer is short. Tell us about your case today.
Attorney advertising. Results depend on the facts of each case and past results do not predict future outcomes.
General information, not legal advice for your case.