Texas Debt Law Blog
Plain-English guides for Texans who have been sued for a debt, written by attorney Shawn Jaffer.
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- GuideBeing Sued by Capital One in TexasSued by Capital One in Texas? Learn your answer deadline, how to check the amount and fees, limitations, and settlement options. Call (214) 945-0000 today.
- GuideBeing Sued by Discover in TexasDiscover sued you in Texas? Get plain answers on your deadline to respond, checking the balance, old debts, settlement, and default judgment. Free case review.
- GuideCan a Creditor Garnish Your Wages in Texas?Texas protects current wages from garnishment for consumer debt. Learn the exceptions, what creditors can do after a judgment, and how to protect yourself.
- GuideHow to Answer a Debt Lawsuit in TexasSued for a debt in Texas? Learn what an Answer is, your deadline in justice, county and district court, what a general denial is and what happens next.
- GuideServed With a Debt Lawsuit in Texas? What to Do NextServed with a debt lawsuit in Texas? Learn what the citation and petition mean, how to find your Answer deadline, a 7-day checklist and mistakes to avoid.
- GuideDebt Claim Cases in Texas Justice Court (Rule 508): What to ExpectSued for debt in Texas justice court? Learn how Rule 508 debt claim cases work, the 14-day answer deadline, trials, settlement and default judgments.
- GuideWhat Property Is Protected From Creditors in Texas?Learn what Texas protects from creditors: your homestead, retirement accounts, current wages, and up to $50,000 or $100,000 in personal property. Free review.
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Debt Collection · March 31, 2026How to Reopen a Default Judgment in Texas: Step-by-Step GuideSet aside default judgment Texas with our step-by-step guide. Learn how to reopen your case and protect your rights—start your defense today!
Debt Collection · March 30, 2026How to Negotiate with Debt Collectors in Texas: 5 StepsDebt negotiation Texas law made easy—follow 5 proven settlement tactics to protect your rights and settle debts confidently. Start negotiating today!
Debt Collection · March 27, 2026Top Debt Buyers in Texas Lawsuits: Who You Should KnowTop debt buyers in Texas like LVNV Funding Texas and Portfolio Recovery Texas can sue you. Learn who they are and how to protect yourself now.
Blog · March 21, 2026How Long Can a Debt Collector Sue You in Texas? Know Your LimitStatute of limitations Texas debt laws protect you—learn how long debt collectors can sue and take action to defend your rights today.
Debt Collection · March 20, 2026Top Debt Buyers in Texas Lawsuits: Who They Are & How They OperateLvnv Funding Texas and Portfolio Recovery Texas lead as top debt buyers in lawsuits. Learn how they operate and protect your rights—get informed now.
Debt Collection · March 19, 2026Win Against Debt Collectors in Texas Court: Step-by-Step GuideDebt collector defense Texas starts here—use our step-by-step lawsuit defense strategy to protect your rights and win against debt collectors in Texas court.
Blog · May 26, 202511 Word Phrase to Stop Debt CollectorsHeard about the 11-word phrase to stop debt collectors? Learn what it is, how it works, and whether it really protects you under Texas law.
Debt Collection · May 26, 2025Being Sued by Cavalry SPV in TexasBeing sued by Cavalry SPV in Texas? Texas Debt Law defends consumers against Cavalry lawsuits and debt collectors. Schedule your free legal consultation today.
Debt Collection · May 26, 2025Being Sued by CKS Prime Investments LLC in TexasSued by CKS Prime Investments LLC in Texas? Texas Debt Law helps you fight back against debt collection lawsuits. Get a free case evaluation today.
Debt Collection · May 26, 2025Being Sued by Credit Corp Solutions, Inc in TexasBeing sued by Credit Corp Solutions Inc in Texas? Texas Debt Law helps you fight debt collection lawsuits and protect your rights. Get a free case review today.
Debt Collection · May 26, 2025Being Sued by IC System in TexasBeing sued by IC System in Texas? Texas Debt Law defends consumers against debt collection lawsuits and helps you fight back. Get a free legal consultation today.
Debt Collection · May 26, 2025Being Sued by Jefferson Capital Systems in TexasSued by Jefferson Capital Systems in Texas? Texas Debt Law helps consumers fight debt lawsuits and protect their legal rights. Request your free case evaluation today.
Blog · May 26, 2025Being Sued by LVNV Funding LLC in TexasBeing sued by LVNV Funding LLC in Texas? Texas Debt Law defends consumers against debt collection lawsuits. Get a free case review and protect your rights today.
Debt Collection · May 26, 2025Being Sued by Midland Credit Management in TexasSued by Midland Credit Management in Texas? Texas Debt Law defends consumers against debt lawsuits and helps protect your rights. Schedule a free consultation now.
Debt Collection · May 26, 2025Being Sued by Portfolio Recovery Associates in TexasBeing sued by Portfolio Recovery Associates in Texas? Texas Debt Law helps you fight back against debt collection lawsuits. Get a free case review today.
Debt Collection · May 26, 2025Being Sued by Rausch Sturm LLP in TexasSued by Credit Corp Solutions Inc in Texas? Texas Debt Law defends consumers against aggressive debt collectors. Schedule a free consultation and protect your rights today.
Debt Collection · May 26, 2025Being Sued by Regional Finance Company in TexasBeing sued by Regional Finance Company in Texas? Texas Debt Law defends consumers against personal loan lawsuits. Get trusted legal help with your case today.
Debt Collection · May 26, 2025Being Sued by Speedy Cash in TexasSued by Speedy Cash in Texas? Learn your answer deadline, possible defenses and how to settle a loan lawsuit. Free case review: (214) 945-0000.
Debt Collection · May 26, 2025Being Sued By TD Auto Finance in TexasSued by TD Auto Finance in Texas? Texas Debt Law defends consumers against auto loan lawsuits. Get experienced legal help and a free case review today.
Debt Collection · May 26, 2025Being Sued by Velocity Investments, LLC in TexasSued by Velocity Investments LLC in Texas? Texas Debt Law defends consumers facing debt collection lawsuits. Get experienced legal help and a free consultation today.
Debt Collection · May 26, 2025Being Sued By Zwicker & Associates P.C. in TexasBeing sued by Zwicker & Associates, P.C. in Texas? Texas Debt Law defends consumers against debt collection lawsuits. Get a free legal consultation and fight back today.
Debt Collection · May 26, 2025Can Debt Collectors Sue You in TexasCan debt collectors sue you in Texas? Yes — but you have rights. Learn how Texas Debt Law defends consumers against debt collection lawsuits. Get a free case evaluation.
Debt Collection · May 26, 2025Defenses to a Debt Collection Lawsuit in TexasBeing sued for debt in Texas? Learn the top legal defenses that can help you fight back, including statute of limitations, lack of proof, and more. Free case review available.
Debt Collection · May 26, 2025Facing a Credit Card Lawsuit in Texas?Facing a credit card lawsuit in Texas? Texas Debt Law defends consumers against debt collectors and credit card companies. Get experienced legal help today.
Debt Collection · May 26, 2025How Long Can You be Sued for a Debt in TexasWondering how long you can be sued for a debt in Texas? Learn about the statute of limitations and how Texas Debt Law can help you fight back. Free consultation available.
Debt Collection · May 26, 2025How to File a Motion to Vacate a Judgment in TexasNeed to vacate a judgment in Texas? Learn how to file a motion to vacate and protect your rights. Texas Debt Law guides you through every step.
Debt Collection · May 26, 2025Statute of Limitations on Credit Card Debt in TexasWondering about the statute of limitations on credit card debt in Texas? Learn how long creditors can sue you and how Texas Debt Law can help protect your rights.
Debt Collection · May 26, 2025Sued for Credit Card Debt in Texas?Sued for credit card debt in Texas? Learn how Texas Debt Law defends consumers against debt collection lawsuits. Protect your rights and explore your legal options now.
Debt Collection · May 26, 2025Texas Debt Defense LawyerLooking for a Texas debt defense lawyer? Texas Debt Law fights credit card lawsuits and debt collection cases across the state. Get a free legal consultation today.