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Texas Debt Law

Credit reports, taxes and family

Am I responsible for my spouse's debts in Texas?

Short answer

Generally not personally, unless you co-signed, your spouse acted as your agent, or the debt was for necessaries. But some community property may be reachable for your spouse's debts.

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Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.

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