Short answer
Yes. Debt buyers often sue under their own names, such as Midland Funding or LVNV Funding, for accounts bought from the original lender, so the name may not look familiar. You still need to answer. Not recognizing the debt is a reason to make them prove it, not a reason to ignore the suit.
Helpful next
Sources
- Texas Rules of Civil Procedure (Texas Judicial Branch)
- Tex. Fin. Code ch. 392 (Texas Debt Collection Act), incl. § 392.307
Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.