Debt lawsuit defense across Texas · Flat fees from $400 · Free case review

Texas Debt Law

Default judgments and judgments

Does a judgment earn interest in Texas?

Short answer

Yes. A judgment on a contract that provides for interest earns the contract rate, up to 18% a year. Other judgments earn a rate based on the prime rate, between 5% and 15% a year.

Helpful next

Sources

Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.

More about default judgments and judgments

All 119 questions →

Been served with a debt lawsuit?

Don’t let the deadline pass. Get a free case review today.