Short answer
The plaintiff must prove the debt with admissible evidence, usually through a witness or business records. You can object to evidence, cross-examine witnesses, present your defenses, and testify. Many debt buyer cases are won or lost on whether their records are admissible.
Helpful next
Sources
- Texas Rules of Civil Procedure (Texas Judicial Branch)
- Texas Rules of Evidence (Texas Judicial Branch)
Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.