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Texas Debt Law

Garnishment, liens and protected property

Can they take my house?

Short answer

Generally not. Texas's homestead protection shields your home from most creditors: up to 10 acres in a city or town, or 100 acres (200 for a family) in rural areas, regardless of value. A judgment lien doesn't attach to your homestead.

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Sources

Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.

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