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Texas Debt Law

Garnishment, liens and protected property

What personal property is protected in Texas?

Short answer

Home furnishings, clothing, a vehicle per driver, tools of your trade, two firearms, sporting equipment, some livestock and pets, and jewelry up to a limit, all within a total value of $50,000 for a single adult or $100,000 for a family.

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Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.

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