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Texas Debt Law

Garnishment, liens and protected property

Can they take my Social Security?

Short answer

No for ordinary debts. Federal law protects Social Security, SSI and VA benefits from garnishment by private creditors, and banks must automatically protect two months of directly deposited federal benefits.

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Updated November 2026. General information about Texas law, not legal advice for your case. Laws and court rules change; we review these answers regularly.

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